01 - Combine crushed vanilla wafers and melted butter in a small bowl. Mix until evenly moistened. Spoon approximately 2 tablespoons into the bottom of each serving cup and press lightly to form a firm crust base.
02 - Beat cream cheese, granulated sugar, and vanilla extract in a medium bowl with a hand mixer until smooth and creamy, approximately 2-3 minutes.
03 - In a separate chilled bowl, whip cold heavy whipping cream until stiff peaks form. Gently fold the whipped cream into the cream cheese mixture until fully incorporated and no streaks remain.
04 - Whisk together instant banana pudding mix and cold milk in a clean bowl for 2 minutes until mixture thickens considerably. Set aside.
05 - Distribute approximately half of the cheesecake mixture evenly among the cups, spreading it over the crust layer in each serving vessel.
06 - Arrange a layer of fresh sliced bananas over the cheesecake filling in each cup, ensuring even distribution.
07 - Spoon prepared banana pudding over the banana slices, dividing the mixture evenly among all cups.
08 - Finish each cup with the remaining cheesecake mixture, creating the final top layer and smoothing the surface with a spoon or spatula.
09 - Sprinkle each cup generously with additional vanilla wafer crumbs, garnish with extra fresh banana slices, and add a dollop of whipped cream if desired.
10 - Cover cups securely and refrigerate for at least 2 hours to allow flavors to meld and layers to set properly before serving.